● Agricultural & Farm Finance

Agricultural Finance
Farm Equipment & Machinery

Tractors, harvesters, seeders, sprayers and more — we match you with a specialist broker who understands seasonal cash flow, primary production, and the unique lending landscape for Australian farmers.

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Free Matching Service
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40+ Lenders
24hr Approvals
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Low Doc Available
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Australia-Wide
Equipment Types

Finance Any Farm Equipment or Machinery

From a single tractor to an entire harvest fleet — our broker network understands agricultural assets and the seasonal nature of farming income.

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Tractors

4WD tractors, 2WD tractors, row-crop and orchard tractors of all sizes

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Harvesters & Headers

Grain headers, corn harvesters, cane harvesters, forage harvesters

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Seeding & Planting

Air seeders, planters, precision seeding equipment

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Sprayers & Irrigation

Boom sprayers, self-propelled sprayers, centre pivots, drip systems

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Balers & Wrappers

Round balers, square balers, bale wrappers, bale handlers

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Livestock Equipment

Yards, loading ramps, cattle crushes, shearing equipment

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Agricultural Aviation

Spray aircraft, helicopters for mustering and crop work

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Farm Vehicles

Utes, ATVs, side-by-sides, farm trucks used in primary production

Get Matched With a Specialist Broker

Tell us what you need — we connect you with a broker who specialises in exactly your asset type and situation. Free service. No credit score impact. Response within 2 business hours.

  • Low doc and full doc options
  • New businesses considered
  • New and used assets
  • Australia-wide coverage
FAQs

Common Questions

Lenders who specialise in agricultural finance understand that farm income is seasonal and can fluctuate year to year. They assess applications differently to standard business lenders — looking at average income over multiple years and the overall viability of the farming operation rather than a single year's result.
Yes. Used agricultural equipment is financed regularly. Tractors and headers from reputable brands retain their value well and are generally straightforward to finance. Older equipment may require a specialist lender. Your broker will know the market for your specific asset.
Yes. Many agricultural lenders offer low doc pathways — particularly for established farming operations where traditional income documentation may be limited due to the nature of primary production income. BAS statements, bank statements and land ownership details are often sufficient.
Yes. Seasonal use doesn't disqualify you from agricultural finance. Lenders who understand farming know that a header may only operate for 4–6 weeks per year but is still a critical, high-value income-producing asset.

Ready to Finance Your Farm Equipment?

Submit a free enquiry and get matched with an agricultural finance specialist today.

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